Name: FRBの利下げがお財布にもたらすもの (What the Fed interest rate cut means for your wallet)
Uploaded: 2021-01-14T09:34:42.000Z
Duration: 2 min 35 s
Description: VoiceTubeの動画で発音を聞きながら英語表現を覚えよう！学べる英語：

程度の副詞

For the first time since the 2008 financial crisis of Federal Reserve cut interest rates, the central bank lowered the benchmark federal funds rate by 1/4 percentage point just yesterday.

The decision could make it easier for consumers to borrow money on everything from credit cards.

CBS News business analyst Dill Schlessinger is here with a look of the Fed's decision and what it means for your wallet.

I'm a little confused because the economy is supposed to be doing well.

And yet we have the Federal Reserve cutting into interest rates.

Well, the Fed says that global growth is starting to impact us.

Even the central bankers, they're saying things.

They're concerned about that deceleration and one of the things they noted as a rationale for cutting rates, the trade uncertainties, which is really crimping growth.

I think that's a big issue and finally they're worried that prices are not rising fast enough and maybe seem seem a little bit weird to imagine this.

The Fed wants a little bit of inflation but not too much inflation.

And the reason is they want people to get wage increases and to spend more money in the economy.

Because, you know, really, we only care about the Federal Reserve as it pertains to our lives and, weirdly, don't blow us over.

The Fed controls almost everything we do.

You're gonna earn a little less interest.

Conversely, if you are a borrower, you're starting to dance a little jig.

It is expensive to carry credit card balances.

Jill So mortgages key off of a different rate.

But the good news there is that long term mortgage rates are at three year lows, and when you think about student loans, probably not a lot of help.

Their student loan rates for the federal program are set once a year.

There down a little bit, but they're not gonna move.

If you have a private student loan and it's a variable loan, you may see some relief.

Does this mean that there are signs a recession is on the horizon?

That's not what the Federal Reserve is saying.

And I don't speak to economists who say an imminent recession is upon us.

What they're saying is, this slowdown is happening.

That's the reason why they're cutting rates today.

Whether or not we see a recession anytime soon is anyone's guess.

Anyone's guess you heard it from, Jill says.

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FRBの利下げがお財布にもたらすもの (What the Fed interest rate cut means for your wallet)

weird

bunch

term

crisis