Name: 2024年、住宅はより手頃な価格になるのか？ (Will houses become more affordable in 2024?)
Uploaded: 2023-12-29T06:20:12.000Z
Duration: 3 min 21 s

法助動詞 A2

A recent report for the real estate company Redfin shows most Americans can't afford 85% of the homes that are currently for sale here in the US.

>>> 最近のレポート不動産会社、レッドフィン、 大半のアメリカ人はそれができない 85％の住宅が購入可能である。 

That is an increase of over 5% from 2022.

過去形

The company defined the average household median around $70,000 each year.

And joining me now with more on this report is Chen Zhao.

She is the head of the economic research for Redfin.

同社は平均を世帯中央値は約7万ドル 毎年。 について詳しくお伝えします。 本レポートは redfinの経済調査、 チェン・ザオ 一緒にいてくれてありがとう。 

So I want to start with asking what this report shows as factors that are driving this gap in affordability with the current real estate market the way that it is.

Yes, absolutely. So what we're finding is that about only about 16% of the homes that were available for sale in 2023 were affordable for the typical household and that's down from 21% in 2022.

But importantly, if you look before 2022, that fraction was around 40% or even higher. - Wow.

And what happened these last two years is that one: mortgage rates increased a lot.

So they increased from around 3% to a peak of about 8% in October and this was happening as the Fed was, you know, hiking interest rates to combat inflation.

And then the second factor is that home prices increased a lot during the pandemic around 40% or so,

and they actually stayed high even as mortgage rates were increasing a lot, which was unexpected.

And the reason for that was because there were so few homes for sale so prices stayed really high.

So Chen, we're expecting rates to drop next year, is that going to be a good sign for the market?

のために用意された住宅である。

Oh, yes, absolutely. So we do think that 2023 will probably be the bottom for affordability, and we do see affordability improving in 2024 for two reasons.

One is that, as you said, mortgage rates are likely to ease a little bit.

The FED has made it really clear that they're pivoting from rate heights to rate cuts now.

So we do think that mortgage rates will come down a little bit in 2024 not a time, not down to the pandemic era rates, but a little bit and that'll help.

And we also think that home prices will come down a little bit, maybe 1% in 2024.

And that's because we think that, you know, existing homeowners will be increasingly listing their homes for sale.

So supply will come up a little bit in 2024, and that should help to bring down home prices just a little bit.

So if you're expecting home prices to go down, does that mean it's better to sell right away, if that's what you're hoping to do?

I think that if you are a seller, this is actually a pretty good time to list your home for a couple of reasons.

One, you know, prices might be coming down a little bit nationally, but, you know, I'm talking about a national average and, you know, the real estate market is very much local so, you know, conditions may differ a little bit, depending on where you are.

But secondly, there's not a lot of homes on the market right now, so if you are putting your home on the market, this is a good opportunity to be, you know, to not face a lot of competition.

Makes a lot of sense. Chen Zhao, thanks so much for your time. We appreciate this.

のために金利を引き上げていた。

インフレ対策と第二の要因は住宅価格 40%かそれ以上 パンデミックの間はそうだった。 にもかかわらず、高止まりした。 住宅ローン金利の引き上げ それは予想外だった。 その理由は のための家はほとんどなかった。 セール、サプライズは本当に残った 高い。 >> 従って、我々は金利を期待している。 チェン、来年は落ちるよ。 それは市場にとって良いことなのか？ >> そうだ。 2023年はおそらくこうなるだろう 手頃な価格で最下位。 手頃な価格もある 2024年には改善する 理由は2つある。 ひとつは、あなたが言ったとおりだ、 住宅ローン金利は今後 少し楽になる。 FRBは次のように明言している。 は利上げに軸足を移している。 今すぐ金利引き下げを。 そのため、住宅ローン金利は上昇すると思われる。 2024年には少し下がる。 パンデミックとは無縁 しかし、少しだ。 そして、それがあなたや私たちの助けになる また、彼の価格も上がるだろう で1％ほど減少した。 2024年である。 既存の住宅所有者は を掲載することが増えている。 そのため、供給は増えるだろう。 2024年の後半にその可能性が出てきた。 家庭を崩壊させる 少し値上げ。 >> 帰宅予定がある場合 物価が下がれば、その方がいいのか？ すぐに売りたいですか？ もしそうしたいなら？ >> もしあなたが売り手なら これはかなりいいことだ、 価格は少し下がるかもしれない 全国的にはちょっとね。 全国的な 平均的で、不動産は 非常にローカルな条件 あなたがどこにいるかによるかもしれない。 にはあまり家がない。 今の市場では、これは に直面しない良い機会だ。 ロット 

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2024年、住宅はより手頃な価格になるのか？ (Will houses become more affordable in 2024?)

absolutely

pandemic

opportunity

improve