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  • during the holiday season.

  • Have you seen those debit card in from Marshall's?

  • They basically demonized credit cards and say, How dangerous Daddy is a use your credit card.

  • It's like, Oh, no, it's It's such a bad thing.

  • Well, I believe only idiots use debit card here.

  • Five reasons why I believe credit cards So much better.

  • Reason Number one.

  • Why you want to use a credit card and that is, you can leverage other people's money.

  • You see, this is saying that cash is king in business.

  • You can survive a long time without making a profit, but you will not survive a day without house.

  • Companies go out of business because they run out of cash.

  • When you use credit cards, you essentially borrowing money from the credit card company.

  • So when you use your debit card, the minute use their caught.

  • That money is gone from your bank account.

  • But when you use your credit card, assuming you're paying off the balance carefree single month, you're leveraging the credit card companies money.

  • It is a smart thing to do because they're pure of time.

  • A lot of people, a lot of entrepreneurs, even when they were getting started.

  • Guess what?

  • They started off borrowing money from the credit cards to Nick that first initial investment to get the business going to get the investment going off sometimes to just help them get over death Pew of time.

  • I did that by a few times, so that's reason number one wife.

  • You should use a credit card.

  • Reason number two to use your credit card is you can borrow money for free as long as you're paying off the balance every single month.

  • Ah, lot of people disorder freighter credit cards because they're thinking, Oh my God, I'm gonna pay interest.

  • I'm gonna get into credit card debt.

  • It has nothing to do with the credit card.

  • Has to do with how you manage your money.

  • If you have any self discipline, it is just like a pencil, right?

  • You can use a pencil to write beautiful poem you can use to pencil to write a song.

  • You can use the pencil to a step.

  • Someone like John Wick, right?

  • Q.

  • Three men with one pencil.

  • You could do that, too.

  • It's how you use it if you have to.

  • Self discipline to pay off the credit card every single month.

  • There's nothing to worry about.

  • And if you all wrote about it, and sometimes you're afraid of Oh my goodness, I might forget Set a date.

  • Put it in your calendar.

  • Putting on your iPhone said, You know you're paying off balance.

  • Carefree single month.

  • Don't worry long.

  • How do the rich get rich and stay rich?

  • What do they really invested?

  • Discover North America's best kept investment secrets.

  • See Dan Lot Live one time only February 23rd and 24.

  • Seating is limited.

  • Get your tickets now.

  • Secrets of the rich event dot com Click the link in the description, Let's say, even for example, you are somewhere and you're traveling.

  • You need your car hold and maybe you don't have that money right now before the next paycheck.

  • What do you do?

  • You're in the middle of nowhere, right?

  • And you don't have enough money in your bank account to use your debit card?

  • Well, this is a moment that you could use your credit card.

  • Take care of that, get the car tow.

  • Then you've got a few weeks to soft Apollo, wait.

  • In the next paycheck comes and boom.

  • Now you can pay that off as long as you pay them off and not just making the minimum payment, you're okay.

  • Reason number three to use your credit card is you build up your credit score.

  • One of the most important things that most people overlook and they don't think about is your credit score.

  • Actually did an interview with Mayfield Fillmore.

  • Ah, while ago, you can watch that video on how to build your perfect credit score.

  • You can check that out now.

  • Why is this important?

  • Because when you are now having a family when you want a five at home, when you want to get that mortgage, the bank will look at your credit score.

  • That's your credibility, right?

  • Desk you'il Boring power.

  • You need to build that up at a young age.

  • You need to build up your credit score and having a credit card, and you pay that off again on time and not late.

  • You build up your credit score so a credit card in multiple credit cards use wisely could build up your credit score.

  • A debit card cannot do that.

  • A debit card cannot do that.

  • If you are a business person, if you're thinking of raising capital, boring money from the bank.

  • Get a car, All of that.

  • The banks will look at your credit score.

  • It is how we live, right?

  • This is how we do credibility in North America.

  • It's very, very critical that you do that, and it's better to do that when you're starting at a young age is putting up that track record?

  • Does that make sense?

  • Reason for why you should use your credit cards.

  • You get rewarded now.

  • There are many forms off credit cards.

  • There's so many different credit cards out their options.

  • Some of them they offer attach back meaning for exa monologist span.

  • They give you a tiny bit of cash back.

  • You're getting pay extra to use your credit card.

  • Now.

  • Why did the credit card companies do that?

  • Because they want to encourage you to use credit card.

  • Now they're counting on you.

  • Actually, just make a containment and record the interest rate.

  • But if you are a friend of mine, you are smarter than that.

  • I believe you have the self discipline now.

  • They're also other credit cards that offer you reward points or travel rewards points right.

  • Those are very, very good because they say with my company, I have multiple multiple credit cards within the company, and some of them are travel carts.

  • So we accumulate a lot of a lot off those points that Jenny and I and my wife we could utilize when we are traveling, when we are staying in a hotel when Dios using it to buy a flight ticket when we are using it to buy even a computer.

  • I would not get any of that if I'm just using a debit card, especially if we have any kind of volume example.

  • If I used my A Mex, then I could go to the airport now to enjoy free access.

  • There are a lot of perks.

  • Deborah Kerr doesn't often reason number five.

  • Why you should use your credit card is you are better protected now.

  • This just recently happened to me that I got a call from my critical company from the Fort Prevention Department saying that someone has bean using my credit card in another country illegally.

  • So what they did is they immediately stop the credit card and the issue me a new one and then through a process They also give me my money back.

  • Stop that fortune in activity.

  • Now that's fraud prevention.

  • A lot of other credit cards.

  • They also come with insurance protections that when you're traveling, depends on what car you use.

  • You get extra protections for that as well.

  • If you're using a Mex, which I love a max, that a Mex also comes with a lot of perks.

  • With a debit card, you don't get that Someone stole your debit card and assuming they know your pin number when they took money out of your bank account that money it's gone.

  • It is gone forever.

  • But with a credit card, you can then contact the credit card company.

  • You can provide evidence and say, Hey, you know what?

  • These charges were not done by me.

  • It was done by a criminal and they would investigate.

  • And if you prove your case and they would say, OK, no problem.

  • You have your money back, and then you have a new car that's pretty powerful.

  • So those are the five reasons why I believe only idiots use debit cots and why credit card makes sense common below.

  • Let me know which reason resonates with you.

  • End.

  • Do you use your credit card wisely?

  • Not getting into debt, but use your credit card wisely.

during the holiday season.

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デビットカードだけを使うべき?クレジットカードが良い理由 (Should You Only Use Debit Cards? Why Credit Cards Are Better)

  • 9 1
    林宜悉 に公開 2021 年 01 月 14 日
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