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- How to invest, investing your first $1,000.
Maybe you've just earned you first paycheck,
or maybe you have been working for some time,
now you've put aside a little bit of money,
what is the best way to invest the first $1,000?
Now, let me give you a few options.
There are a few things that you could do.
Number one, you could just blow it, right?
You could spend that money on drinks, or on a little trip,
or you can spend that money on buying some video games,
and things like that.
You could, could just blow that 1000 bucks
and you won't get a return or anything like that, in fact,
but you'll get some pleasure out of it.
It's leisure money, you could do that,
but that's not called investing.
That is just spending money.
Now, another thing that you could do
is maybe you're thinking about, well,
maybe you can buy a little bit of mutual fund,
you can buy cryptocurrency, or you know,
you use that money for something,
and you could do that, too.
The question is even if you put that money aside
and you invest it for long term,
how much of a difference does it actually make
to your financial future, right?
Another thing that you could do,
which may be something you could do,
maybe you have some credit card debt, right?
Or maybe you have some debt
that you want to pay off that has a high interest rate.
Obviously if credit card,
it's gonna be very difficult for you
to put that $1,000 to work
that will get a better return
than the interest that you're paying for your credit card,
so maybe use that money to pay off some debt.
That may be a way to go as well.
But, so I always say you don't really actually have
a debt problem, you have an income problem, right?
Think about the debt that you have right now, right?
The amount of debt.
Maybe you have a few thousand dollars in debt,
maybe you have tens of thousands of dollars.
In some cases, maybe even $100,000,
your student loan, your credit card,
your mortgage, whatever that you have,
but I want you to think about with your current income,
how much you're earning right now,
how long would it take for you to pay off that debt?
Comment below.
How long would it take for you, with your current income,
to pay off the debt, the money that you owe to other people?
Chances are, a long, long time,
so you don't have a debt problem,
you have an income problem, and at the end of the day,
your income problem really is your skill problem.
You don't have an income problem,
you actually have a skill problem.
You don't have a valuable skill
that you can offer to the marketplace
in exchange for more money so you can earn more income,
so that $1,000, I'll share with you what I did.
Number one, I did not just go out there and just blow it
and spend money on stupid things.
I did not do that.
Number two, I did not use that money to pay off the debt,
because I was owing people so much money
that that little bit of money, that didn't help,
because all the businesses that I got into that I fail at,
all the money I owe,
that $1,000 didn't even make that much of a difference.
I know that wouldn't make a difference.
What I did is I invested money into myself.
I believe the best investment
that no one could compete is you invest that dollars
into yourself, improving yourself.
Now, for some, it maybe is taking
a public speaking course, right?
Going to Toastmasters,
spending a couple hundred dollars
to improve your communication skills
so you could be more confident when you talk to people.
For some, maybe it's going through
a personal development course
that would help you to develop that self-awareness,
knowing yourself more.
And for some, maybe it's learning how to sell,
or for some, it's learning how to talk to people,
for some, it's learning how to do copywriting.
Whatever it is, or how to do digital marketing,
but invest that money in yourself.
Buying that book, $20, $1,000 you can buy a lot of books,
and if you buy Kindle and eBooks, you can buy even more.
Maybe it's going to a seminar, going to a workshop.
Maybe it's take an online course.
Whatever that is, invest in yourself.
That's the best investment that you can make.
Imagine this, you are, let's say, making $2,000 a month,
$24,000 a year,
but by using that $1,000 and you invest in yourself.
Improving your skills, improving your confidence,
improving different areas of your life
so you can deliver more value to the marketplace.
Now, let's say, hypothetically, you double your income.
Instead of making 2,000, now you're making $4,000 a month.
$4,000, that's $24,000 in addition to income to you.
That kind of return from $1,000 to $24,000 a year,
my question is,
what kind of investments would give you that kind of return?
None in the world, and that's just the first year.
Once you get good, you can keep earning and earning,
after year after year after year,
you're still producing income
from something that you learned,
could be two, three, five, 10 years ago.
I am still creating wealth,
earning more from the skills sets that I developed
many, many, many years ago.
No one could take that away from you.
The government cannot tax it,
no one can steal that from you.
It is yours.
It is yours, so that $1,000, invest in yourself.
It will never go wrong.
Your first $10,000, invest in yourself.
We invest in yourself.
Believe in yourself.
Bet on yourself.
Don't bet on others, don't bet on a stock, right?
Invest in yourself first.
Once you earn more money, yes.
Once you have developed the earning abilities,
then yes, that extra,
now, you don't just have $1,000 put aside.
You have way more that you put aside.
Then yes, you can look into other investments,
and that's my suggestion for you.
How to invest, investing your first $1,000.
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How To Invest: How To Invest Your First $1,000

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Helena 2019 年 10 月 29 日 に公開

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