Name: オーストラリアでの不動産投資 (Real Estate Investing in Australia)
Uploaded: 2021-01-14T08:13:13.000Z
Duration: 16 min 10 s
Description: VoiceTubeの動画で発音を聞きながら英語表現を覚えよう！学べる英語：

to 不定詞

If you're in Australia and you want to
know how to invest in real estate, you're

動名詞

Hey, friends. Stephen
Michael Miller here and we keep getting

questions from many of you all across
the world that are saying, hey, how do I

do real estate in my area? And I'm gonna
go ahead and address some of these. I'm

gonna start today with Australia. A lot
of you in Australia want to know how to

do real estate the best in Australia and
to be honest with you, I've never done

real estate in Australia, we've done a
lot of real estate here in the US but I

believe that there are some similar
things that you can be looking at when

you're looking to do real estate in
Australia and some things that you can

be aware of as you're taking steps
either to do real estate in Australia or

to not. As you're doing your research,
things that you want to be aware of

before you take any steps, okay. I don't
want to slow anyone down actually, I want

to get you going faster and faster
towards your financial goals and doing

the right things in real estate but for
me, as I got that question, I thought, hmm,

why would I or would I not want to do
real estate in Australia? So I've got my

computer here and I'm just doing some
some quick searches to kind of show you

my thought patterns and some of the
things that I go through as I am diving

in and doing some research as to maybe
why I might want to do some real estate

in a specific area. So I'm right here on
Google, that one website that hopefully

you've all heard of before, right? I just
went right onto Google, put in Australian

home values and started doing some
searches and you can see right here on

my computer, you've got several different
articles that are coming up,

this one right here says home values
across Australia will continue to

diverge in 2019 which means that they
are currently diverging here in 2018.

What does that mean? Well that means that
all across Australia, home values are

going different directions. You've got
some areas, I'm going to click on this

site right now that listed this article
and it actually goes through different

areas. In Australia, it shows that in
Sydney and in some parts of Melbourne

they're expected to continue to decline
in value so maybe not the best places to

be investing right now
and in Australia Sydney and Melbourne but

then you have other areas like Adelaide,
Brisbane, Canberra, hopefully I'm

not completely murdering the names of
these areas, Hobart. These are expected to

see further growth so some areas in
Australia and this is not unlike

the US, in the US we have markets that
are going up in value, we have other

markets that are declining in value and
other markets that are holding steady

so you just want to be aware of which
areas that you're going into that are

experiencing those different types of
fluctuations because it's going to

determine what type of real estate you
might want to do in those areas. As I did

some other search, looking into different
property bubbles that have happened in

Australia, I know, you know, I looked here
on good old Wikipedia and although

Wikipedia is not the end-all be-all, it's
a good source for information. This one,

this article in particular wasn't
necessarily the most current. Although it

was talking about a property bubble in
Australia, a property bubbles or things

that happen in every market all across
the world, this isn't any one country

specific but I looked at the Australian
property bubble, it looks like over time,

since the 1980's or even 1990's, property
values in Australia have been increasing

fairly rapidly as a matter of fact, more
than a lot of other places around the

world. It talks about, their average
growth has been around 6 or so, maybe

even 7% over the last many many years
since the early 1990's and I know that

this article or this information,
some of this was was pulled in 2015 and

here we are right now, it's 2018, not
to date this video but you know we're

experiencing some as
we've seen some of this you in Australia,

those of you that are there, you've
experienced a lot of this growth already.

What happens with massive growth
typically is when growth exceeds the

income levels, right. This is one of the
things that it's been experienced in

Australia is the the home markets, the
housing market, has grown past the income

growth and right now or at least when
this article was written in 2015, you're

seeing income levels
at about, or housing value levels, six

times as much as the annual income level.
That just means that people can't afford

the housing as much right so whenever
you get to a point in any market where

housing becomes too expensive for the
individuals that are earning there then

you're creating a bubble that has to be
corrected at some point so that more

people can actually purchase property.
We're seeing a little bit of this, I

actually, I looked to another forecast
and you can see here on my screen right

now, this is the Australia house
price index and this is over, you know,

the last several years from 2015 which
again, we saw in that last

article that those are prices from the
1990's up to about 2015. Well here you see

from 2015 till today, you're seeing a
general trend southward. Now we're not

seeing a massive decline necessarily but
we are seeing a difference from a house

index of 4.7, now we're down
to right now this month or the last

couple months about a - 0.7. Again
so this isn't necessary time to jump

ship or stop doing you know, any type of
real estate but it is something you want

to be aware of and this could be
indicating a future trend so you want to

be just aware, you want to be looking at
it. Some other basic things and I want to

kind of maybe go away from these
specific articles and just talk about

generals right now. In all of real estate,
no matter where you're buying real

estate, there are some things that you
want to make sure that you are keeping

track of, that you're aware of as you're
looking to get into doing real estate in

your area and one of those things is, can
I buy a home that will cash flow? There

are a lot of people that sidestep that
really basic rule of getting into a

property that will cash flow for you. As
a matter of fact, there's something that

was really big happening in Australia
for a long time called negative

obviously, negative gearing. Negative
gearing isn't exclusive to

Australia, they just call it a little bit
different than we call it America but

negative gearing is basically buying a
home,

going negative on that home, oftentimes
giving a interest-only loan, going

negative on that home for a period of
time with the hopes or the belief that

the increased property value, right, if
it's growing at six or seven percent a

year that the hope is that that
increased property value will make up

for that that period of time where
you're going negative. Negative gearing

is something that a lot of investors
have done in Australia which has

actually artificially inflated some of
those values and so you want to be aware

of some of the things things that are
happening and my recommendation would be

to never be in a situation where you
find yourself in a negative gearing type

of situation and the reason for it is
because, if there is a bubble and if that

bubble is ready to burst, if it's ready
to pop at some point and you're stuck in

this negative gearing situation where
you bought a home, maybe that was worth

more than you bought it for, maybe
the monthly payment on it is higher than

you could afford and maybe it's not
being covered by the rents that you're

字幕リスト動画再生

オーストラリアでの不動産投資 (Real Estate Investing in Australia)

specific

stick

massive

situation