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  • hey guys ~ welcome back

  • today we're gonna talk about how to make and save more money

  • specifically mindsets and how to find your side hustle

  • taking inspiration from my favorite..

  • one of my favorite books 'Start With Why'

  • we're gonna start talking about why it's important to know..

  • why you want to make money, why do you want to save money

  • and then go into how you're gonna make money, how are you gonna save money

  • talking about mindsets, habits, as well as lifestyle habits

  • and then we're gonna go into what can you do to make and save more money

  • this is where we're gonna talk about how you can find your side hustle

  • how can you create your dream job

  • how can you turn your dream job into a career

  • and the people who have done it before to take inspiration from

  • aaaand yes.. let's get started

  • so thank you so much to Ebates for sponsoring this video

  • they're the largest cashback site which partners with over 2,500 of the biggest name brands

  • like Sephora, Ulta, Shoes.com

  • so what this means is you literally get cash back for the shopping you're gonna do anyway

  • all for free... ~ fo free ~

  • the good people at Ebates are co-sponsoring a $100 giveaway with me

  • so all you have to do is click the first link down below to sign up

  • and then click the second link to enter into the giveaway

  • and without further ado..

  • the first and most important thing is to find your North Star

  • find your 'why' or why you're doing what you're doing

  • specifically when it comes to wanting to save money and wanting to make money

  • how badly do you want to save and make more money

  • for what reason do you want to save and make more money

  • something rooted in kindness and something bigger than yourself

  • will probably take you much further in the long-run

  • compared to something that's rooted in greed and yourself and the things that you want

  • but at the end of the day.. we all have our own needs

  • we all have our own internal motivational driving forces

  • so figure out what that is and then you'll be able to do everything else

  • the more specific you are with your 'why'..

  • the more you will be able to subconsciously and consciously guide yourself to your goal

  • of all the things that you want to do

  • specifically making more money and saving more money

  • when I was in high school.. I wanted to be financially independent

  • or I want to make some money for myself so that I could go to EDC

  • and so that I could go to raves

  • and so that I could go out and do stuff and have fun with my friends

  • because I didn't want to keep taking money from my mom

  • because taking money from my mom means that she has control over me

  • so if I make money for myself then I can do what I want to do with it

  • I can spend my money however I want to spend it

  • fast forward to a few years ago..

  • I wanted to be financially independent so that I can fully support myself

  • and so that I can start giving money back to my parents

  • not that my parents need money but to me..

  • them having raised me and supported me emotionally, financially, physically like..

  • everything that you can imagine

  • I want to give them the life that they gave me but like give back 100x

  • so be it my attention, be it my presence, be it my love, be it my anything

  • including finances like.. I just want to shower them with love

  • and this isn't to say that like money = love

  • but it's like.. it's a part of it you know

  • so a really good book to read to find your 'why' is 'Start With Why'

  • and then I think he has a new book that's called something like 'Find Your Why'

  • I'll leave both of those down below

  • so the second thing..

  • how are you gonna make more money

  • how are you gonna save more money

  • so 'how' in a sense like..

  • what are you going to do with your life..

  • and your lifestyle, and your habits, your spending habits..

  • what are you gonna do so that it'll allow you time to make more money

  • and it'll allow you the opportunities to save more money

  • so I think what this really comes down to is

  • what are you willing to give up and what aren't you willing to give up

  • I really like the saying where it's you can have it all but not at the same time

  • at different points in your life you're going to prioritize

  • prioritize different things

  • if making money and if saving money is what you want to do..

  • what are you gonna prioritize

  • for example how are you gonna spend your time

  • are you gonna spend your time going with your friends

  • spending money that you could be saving

  • or are you gonna spend your time trying to work out

  • and trying to find your 'why' so you can figure out how you're gonna support your 'why'

  • and what you're gonna do to fulfill your 'why'

  • and then here too.. it's like spending habits..

  • what are you willing to give up? what aren't you willing to give up?

  • if you just need to have your coffee from your favorite coffee shop every single morning

  • then.. continue doing that

  • but then cut expenses in other areas of your life where you can cut

  • so just asking yourselves these questions of..

  • what are you willing to give up and what aren't you willing to give up?

  • so time is something more macro which is something that's broader

  • and giving up your daily coffee or not.. that's something more micro

  • these are just examples to show you guys that under the macro umbrella..

  • there's time, there can be pride, there could be ego

  • there could be your sense of self or this like idea of yourself

  • that like you need to be perfect and you can't fail because

  • when it comes down to what you want to give up and you don't want to give up

  • you might not want to give up that image of yourself but..

  • and I rarely tell you guys what to do and what not to do

  • but I feel like if you're not doing things because you're afraid of failure

  • that is one thing that I'm gonna tell you guys

  • ~ don't be afraid of failure ~

  • like it's okay to fail

  • no one is perfect

  • there's this really good quote from 'Rich Dad Poor Dad' that says..

  • "Winners are not afraid of losing. But losers are."

  • "Failure is a part of the process of success. People who avoid failure also avoid success."

  • and under the micro umbrella..

  • there'll be like your daily cup of coffee

  • your daily lifestyle decisions, your purchase decisions..

  • how you spend your money

  • you can cook for yourself

  • there's so many things that you can do in your life to figure out..

  • ok, where exactly am I spending the most money

  • can I cut expenses here? can I cut expenses here?

  • can I cut expense across all of these things?

  • do I need to buy that thing?

  • do I need to buy this thing?.. like probably not

  • there's a very big difference between what we want and what we need

  • and I think I talk about this in more detail in another video that I'll link up there

  • and link down below about budgeting

  • so all of that can be summed up in: prioritizing is so important

  • prioritizing what's important to you

  • knowing what's important to you

  • and figuring out how you can apply that into your life

  • so at the end of the day.. I really believe that mindset is so important

  • if we are constantly believing that we can't, that we shouldn't, that we cannot

  • ~ cannot is can't ~

  • if we just keep talking down ourselves

  • and if we keep..

  • not even belittling but like.. if you believe you can't do it

  • then like you won't be able to do it, right?

  • because if you don't believe in yourself then no one's gonna believe in you

  • so I think it's so important for us to believe in ourselves

  • to believe in our self-worth

  • to give ourselves the love and the care that we deserve

  • which includes believing that you're deserving of everything that you work for

  • and that success and that money can come if you really put in the work

  • like really put in the work to figure out what your thing is

  • and we're gonna get into this in the next section

  • so two really good books for this would be 'Think and Grow Rich' as well as "Rich Dad Poor Dad'

  • these books are both very very helpful in mindsets

  • so what can you do to make money and what can you do to save money

  • let's start with what can you do to make money

  • a few of guys have asked me..

  • what some ideas are of creative side hustles that you guys can do

  • I'm not gonna give you guys a direct answer

  • because it's very easy to Google like 'what are some great ideas for side hustles'

  • and then just do whatever comes to mind

  • but I think what's more important is to ask yourself..

  • what makes you excited, right?

  • like for me.. thrifting made me happy and thrifting makes me really excited

  • very therapeutic to me and I really like finding good deals

  • and so when I started selling my own clothes that I bought from you know a few years ago

  • I would buy some designer pieces that are like $20

  • I'd be able to list it on eBay

  • sell it for you know $100 after wearing it for a few years

  • I realized that there was a market for clothes online

  • maybe some people don't want to go through the trouble of thrifting

  • maybe some people don't have access to thrift shops

  • kind of like putting two and two together..

  • I started thrifting and reselling online on eBay

  • and I made a few videos back in the day when my channel first started about that

  • so what this means is basically just finding something that you love doing already

  • and see if there's any way that you can make money on it

  • here are some more examples

  • I'm sure you guys know Marie Kondo

  • KonMari method of tidying

  • the magic of tidying, in your closet, decluttering

  • letting go of things that don't spark joy in your life

  • when I first read her book..

  • it's a great book and it really helped me declutter my life for sure

  • but what I found fascinating was the fact that she made a career out of cleaning

  • you know like she made her career out of tidying things

  • and she talks about how she genuinely loves and enjoys and appreciates

  • the act of cleaning and the act of tidying

  • and helping people achieve that state of calm and peace within themselves

  • and just with their surroundings and with their environment

  • so when I read that I was just like if she can clean and make a career out of it..

  • then I can.. in theory.. find something that I really love doing

  • slash something that I really like talking about online

  • and make a career out of it too

  • another example is one of my cousins loves cooking

  • so while he's hosting private dinners..

  • because he's just starting out.. he's not making too much money

  • especially if he's sourcing ingredients from Whole Foods and farmers markets

  • and using like organic, locally-sourced, in-season produce

  • he can't charge that much yet because he's just starting out

  • so on the side.. his side hustle for a side hustle..

  • he's selling gourmet cookies on Etsy that are literally so bomb

  • I'm gonna throw a picture up there

  • if you guys want to check it out

  • and maybe consider buying some for yourself

  • and supporting my humble cousin

  • I'll leave the link down below

  • another one of my friends started teaching courses online

  • he used to be in sales so he's very good at talking

  • he's very good at teaching

  • he's very good at selling

  • so he is doing his own courses online

  • and a few of my cousins are doing Amazon wholesale

  • so they will find products in Asia and sell it on Amazon

  • and that's something that you know..

  • these are just to give you guys examples

  • that if you really really wanted to do something you will find a way to do these things

  • all of the people I listed, including myself, I didn't want to work a 9 to 5 job

  • I didn't want to do the things that people were doing..

  • not because I didn't want to do that..

  • because I just didn't find it fulfilling

  • so I went out of my way to ask myself..

  • what would a meaningful life look like to me?

  • what would a fulfilling life look like to me?

  • and that led me like so many places

  • and I ended up here, right?

  • but if you never take that first step..

  • for example like my cousin

  • he may not get far, he may get very far..

  • but he'll never know if he doesn't start

  • so..

  • more of all of that is really asking yourself

  • what do you like doing already?

  • what do you like talking about already?

  • what do you like learning about already?

  • what do you like spending your free time on already?

  • and how.. or if it is possible for you to find a way to monetize that

  • or for you to be able to make money out of doing any of those things that you like to do

  • and if I'm being honest..

  • maybe in the beginning you won't be able to pick and choose these things

  • because you need to make money just because you need to make money

  • for example, I'll give you guys a story

  • when I was younger..

  • so second semester senior year of high school

  • I just really wanted a job

  • like I said earlier like way in the beginning

  • I didn't want to take my mom's money because I didn't want her to control me

  • so I went to the mall.. my local mall

  • I went to Hollister because back in late 2000s

  • Hollister, Abercrombie, Abercrombie Kids were like the brands to wear

  • and so I went to Hollister..

  • did a group interview because that's the kind of interviews they did

  • if any you guys used to work there you'll know what I'm talking about

  • did the group interview.. didn't get the job

  • they tell you right away that you didn't get it

  • so I was like.. ok I didn't get it.. that kind of sucks

  • I mean I was kind of sad

  • what I did was..

  • I just walked straight out of Hollister to the food court because it's right across

  • and I went to every single food court stall and I asked if you're hiring..

  • are you hiring? no. are you hiring? no.

  • are you hiring? no.

  • are you hiring? yes??

  • okay, when I can I start working?

  • and this was Chicken Now

  • if you guys have malls or if you guys have this in your area

  • they just sell fried chicken with this like really bomb secret sauce

  • I worked there for maybe a month and a half

  • before my friend referred me to work at Kabuki

  • which is like a Japanese sushi restaurant

  • so this is just kind of sharing with you guys that

  • it kind of hits all the points, right? of like..

  • why do I want to do it?

  • how did I do it?

  • and what did I do exactly?

  • that's the life that I went through in my late teens/early 20s

  • now that I'm in my mid to late 20s

  • it's thinking more about how you can turn..

  • how you can..

  • I think it's the same like how you can find your dream

  • how you can find your side hustle

  • and I think the goal is always to turn that side hustle into your main hustle

  • the world is your oyster dude

  • startup business 101 is..

  • is there a need and can I fill that need?

  • what is that need?

  • is there a market for that need?

  • and can I fill that need?

  • and this brings us to last point which is

  • what can you do to save more money

  • because I think we've talked a little bit already about knowing your expenses

  • knowing what you can cut, knowing what you can't cut..

  • knowing what you're willing to give up, know what you're not willing to give up..

  • I'm gonna focus specifically on purchase decision like making your purchase decision

  • the most important thing when I'm buying something..

  • I ask myself "do you need this or do you want this?"

  • for the most part.. I want it

  • but very rarely when there's something that I need..

  • for example a humidifier so that I can breathe

  • so my neck... not my neck.. so my throat isn't dry

  • so I don't sound like this

  • then I just get it no questions asked

  • and of course I go through the trouble of googling..

  • of price checking.. of cross-referencing..

  • of checking sites if they have cashback..

  • checking what sites have cashback..

  • what sites don't..

  • what site has a higher percentage.. what site doesn't

  • so for price checking I feel like it's pretty straightforward

  • what you usually do is you type in the name of what the thing is

  • ok, let's just use this book for an example

  • we just talked about this book earlier

  • so 'The Life-Changing Magic of Tidying Up'

  • type it into Google and the first things that come up should be a row of little icons

  • that tell you on this website is this much

  • on this website is this much on this website is this much

  • and I generally just use that as a reference point

  • and I'll go in and see okay..

  • it's actually the least expensive, for example on Amazon..

  • so let me get it from Amazon

  • or maybe like a specific book retailer will have this book

  • and there will be cashback from Ebates

  • so price checking is generally the first thing that I would do

  • and then I would check cashback offers because for the most part..

  • cashback offers are from like 2% to maybe 5%

  • but there are times where it's like 10% to 15-20%

  • so if you guys aren't familiar with Ebates

  • this is something that I've been using for over a year now

  • I believe maybe even a little longer

  • and I've saved at least like hundreds if not over a thousand dollars on cashback from purchases

  • I recently got this pair of Docs that I've been eyeing

  • and I'm so happy because I got it..

  • I think it was like 30% off already and there was 12% cashback

  • so.. saved a lot of moneies

  • you can either download the plug-in as I have

  • which will have a little icon pop-up on the side of like..

  • do you want to activate cash back and you click accept

  • and always click accept because I forgot so many times

  • and I'm just like ~ noooo ~

  • I could have saved 10% but I didn't click it

  • but anyway that's one way..

  • another way is go to ebates.com

  • click through any of the links found on the website

  • and shop on the store's website as you would usually

  • if this is something that you're interested in..

  • you'll get a $10 welcome bonus after your first purchase of $25 or more

  • after you sign up using the link down below

  • the good people at Ebates are co-sponsoring a $100 giveaway with me

  • so all you have to do is click the first link down below to sign up

  • and then click the second link to enter into the giveaway

  • and with that I want to leave you guys with two quotes from books I've mentioned previously

  • that have really helped me and that I think can help you guys as well

  • they're both on failure and success

  • and how failure is a key ingredient within success

  • so the first one is..

  • "In school we learn that mistakes are bad, and we're punished for making them."

  • "Yet, if you look at the way humans are designed to learn, we learn by making mistakes."

  • "We learn to walk by falling down. If we never fell down, we would never walk."

  • ~ very true ~

  • the second one is..

  • "Before success comes in any man's life.."

  • "...he is sure to meet with much temporary defeat, and, perhaps some failure."

  • "When defeat overtakes a man, the easiest and most logical thing to do is to quit."

  • "That is exactly what the majority of men do."

  • "More than five hundred of the most successful men this country has ever known told the author.."

  • "..their greatest success came just one step beyond the point at which defeat had overtaken them."

  • with these types of videos..

  • I just hope it helps you see the potential and the possibility

  • and how close all of it could be..

  • if you work hard and if you believe in yourself

  • and with all of that..

  • thank you guys so much for watching

  • I'll see you guys next week

  • *waves goodbye*

hey guys ~ welcome back

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A2 初級

ロウェナ・ツァイ (Rowena Tsai)

  • 330 11
    張兆毅 に公開 2021 年 01 月 14 日
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