pincher. Okay and let's take a look at the note here. Penny pincher is a person

who is very frugal or stingy. Okay we got two words here. Actually frugal does

mean that a person is cheap, but it does sound a little better. It sounds like

you're trying not to waste money. And you're trying to you know, conserve

money and you're only spending in other things that you need. So that's kind of

being frugal. Stingy , stingy actually has a little bit more of a worse

connotation. It sounds like you just don't want to share. So in that sort of

sense. So but anyway we could use it both ways. If we say somebody's a penny

pincher and you could kind of imagine you know where this originally came from

I think it really comes all away from I think they first found it and it's like

the year 1600. So it's a really, really old phrase. But a penny pincher you know,

Penny of course was you know nowadays so for the longest time you know the

smallest amount of money. So if you're pinching here you're holding on to it's

like you don't want to spend it. So that's the idea about being a penny

pincher. All right. So let's look at some examples here. Example number one. Jack

will never go for spending that kind of money on a vacation. He is a real any

pincher. So you know he's not going to go for the extra extravagance. So again

he's probably a bit on the frugal side. Number two. He had to be a real penny

pincher for two years in order to save that kind of money.So he could buy a

house. Maybe, maybe he's only doing it temporarily you know in order to reach

this goal I mean that's possible too that he can be a penny pincher just for

a period of time. All right. Number three here. He is such a penny pincher that he

shaves. Yeah. he cuts off all the hair, you have heard stories about this. Where somebody

might do the shaves off his head just in order to save money on haircuts So he

doesn't have to pay for go to the barber. So it's just easier to shave your head

every day. And this way he can save money that way.

Okay. Anyway I hope you got it. I hope it's clear thank you for your time. Bye-bye.