Name: 10.不動産 (10. Real Estate)
Uploaded: 2021-01-14T04:53:23.000Z
Duration: 1 h 8 min 44 s
Description: VoiceTubeの動画で発音を聞きながら英語表現を覚えよう！学べる英語：

I'm going to start by talking a little bit about the history

様態の副詞

And then, I want to talk more recently about how we do

commercial real estate finance, and then, residential

And then, if I have time, I'm going to try to get into

PROFESSOR ROBERT SHILLER: So when we talk about real estate

finance, it's really about financial contracts that

involve real estate, and that particularly use real estate

But I'd like to put things in a long-term perspective.

And then, in the Middle Ages in France, they substituted

And I don't know why they called them death pledges.

That doesn't seem to involve death to me.

The Oxford English Dictionary says the word mortgage entered

Actually, I can take it back further than 1283.

I was inspired by the research of Yale historian Valerie

Hansen, who has been reading old documents related to the

And her documents are based on a trove of old documents from

the Tang Dynasty in China, between the 7th and 10th

So, you had people going back and forth from the Middle East

to China with silk, and other items, and they needed

So, she reads these old documents in Chinese.

And I was looking over her work a little bit to see

She says that in China, it didn't seem, at least if I'm

getting her generalities right, they didn't seem to

mortgage property, at least in these documents.

But she says that among these documents are some --

they weren't all in Chinese, because they were trading

So, she found some in the Sogdian language.

It's an ancient language of what's modern day Iran.

So, some people borrowed money for their silk trade, and they

would mortgage their property, or their slaves.

And then the contracts would additionally say that you were

obligated to maintain the property or the slaves.

Those were mortgages from over 1,000 years ago.

But I think it formed its modern form more recently.

And it became a well-known term for the general public

I'm interested in history, just out of a passion for

So, I looked up mortgage on ProQuest to find, what were

And I found an article in the Hartford Courant, dated 1778.

Actually, it wasn't an article, it was an ad that

And I think it's kind of revealing of what the mortgage

We here in Connecticut, have -- did you know this? --

So, a man by the name of Elisha Cornwell took out an ad

And he explains in the ad, that he sold his farm, and,

instead of taking the money right up front, he'd mortgaged

the farm, so that he sold it for GBP 800 to another farmer.

And if he didn't pay him, he should get back the farm.

The farmer subsequently mortgaged the same

Which would all be fine and good, except he still hadn't

And then the guy mortgaged it again for GBP 1,000.

And Mr. Cornwell is protesting: "Hey, you didn't

pay me for the farm in the first place, so you

How are you mortgaging it multiple times? " So he said,

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