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  • the backyard is just one reason why Amy Gabor he and bought this house in Los Angeles.

  • I grew up in this neighborhood, and I'm very happy that we're making a move on this home.

  • She's just about to close, and it's the perfect time.

  • The mortgage rate for a 30 year fixed loan has dropped over the past two years and is now at the historic low of 3.29% of organs.

  • Real estate agent says it's giving her business a boost Now, since interest rates have gone down, it's there is a resurgence off.

  • This is a great time to either buy or refinance your mortgage.

  • And CBS News business analyst Jill Slesinger says investors worried about the economic impact of Corona virus are buying safer U.

  • S.

  • Treasury bonds, and that's pushing down rates for the 10 year Treasury.

  • That's important because mortgage rates often key off of the 10 year Treasury Gorgon and made an offer on this house in early February.

  • She's now getting a mortgage.

  • Interest rates have dropped so low she expects to save $300 a month.

  • Many existing homeowners air taking advantage of low rates to refinance current mortgages.

  • Refi applications are up 224% in the past year.

  • You want to determine if I were to refinance, how much would I save every month?

  • And then how long will it take me to recoup the closing costs?

  • If I do see a drop in my monthly mortgage payment, it may not make sense for you, especially if you're not sure whether or not you're staying in the home over the long term good Borgia and plans to stay for a while.

  • So what's your favorite house on the block?

  • My house and the drop in rates has made paying for it a little easier.

  • Maren Austin, CBS News, Los Angeles.

the backyard is just one reason why Amy Gabor he and bought this house in Los Angeles.

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