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  • As concerns of a slowdown continue, interest rates have fallen sharply, and that means mortgage rates have fallen a swell.

  • Add to that the possibility of rate cuts and things are looking up for home buyers.

  • But as Diana Olick tells us, another group likely to benefit from the rate drop our people looking to refinance mortgage rates have come down more than 1/4 of a percentage point in just two weeks.

  • Now that may not sound like a lot, but it can make a big difference for homeowners and Homebuyers.

  • The average rate on the 30 year fixed is now solidly in the 3% range, around 3.9%.

  • But it was up over 5% last fall and in the mid force through much of the all important spring housing market.

  • There are now about 5.9 million borrowers who could drop their rates by at least 75 basis points through a refinance.

  • This is an increase of two million people in just the past month, according to Black Knight Ah mortgage software company.

  • That's the largest population of eligible candidates in nearly three years and represents an aggregate of $1.6 billion in potential monthly savings per borrower.

  • It's about $271 per month for Homebuyers.

  • Any savings on that monthly payment is crucial given today's high home prices.

  • Also, lower rates help more buyers, not just a Ford the loan, but qualify for the loan for nightly business Report I'm Diana Olick in Washington.

As concerns of a slowdown continue, interest rates have fallen sharply, and that means mortgage rates have fallen a swell.

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B1 中級

住宅ローン金利の低下 (Mortgage Rates Dropping)

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    林宜悉 に公開 2021 年 01 月 14 日
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