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  • Hey, what's up, guys?

  • Could be in here.

  • So if you remember, that service is Apple event back in March, that weird one, the one actual piece of hardware technically that was announced at that event was this shiny new titanium apple credit card called Apple Card.

  • Well, now it's August and actually have one now here.

  • So we get to answer the question.

  • What would it be like if Apple made a credit card?

  • So this is the card itself.

  • Like I mentioned, it's made of literally titanium, all Matt white on the front and the back super clean, as you'd expect from Apple Hardware.

  • And it's got this precise laser cut out with your name on the front and the apple logo and the chip, of course.

  • And then on the back is the magnetic stripe and a Goldman Sachs and MasterCard logo.

  • So the issuing bank and the card provider for this guy and run off the bet.

  • I know there are other metal credit cards, but I don't have any, so this is very different from the rest of what I normally carry.

  • It's the same thickness as a normal card, but quite a bit heavier being metal and also weigh less flexible, feels more durable.

  • I'm not gonna try to actually break this thing, but if Lex is way less, it's more solid.

  • And then there's this sort of sham for that goes all the way around and gleams and catches in the light, as you'd expect from a solid block of metal.

  • This is this is the wallet of Carrie.

  • Right now.

  • It's made by trove.

  • All get below since people always ask about it.

  • But I don't carry cash.

  • I just have a couple cards with me and the card key, actually, to get into the studio, literally wrapped in a D brand skin, so I don't have to look at the brown color that it actually is.

  • But the Apple card would fit right into a normal wall.

  • It's the same size as every other card, not too much thicker.

  • The only thing that actually concerns me here is the white finish like how does it?

  • Where does it start to chip off her?

  • Does it start to discolor over time?

  • Not exactly sure, but it does look super clean right out the box.

  • So to activate it, it comes in this colorful packaging with instructions, Wake iPhone and hold here.

  • So I just touched the top of my iPhone right to the bottom of the card right around here.

  • And it comes up in IOS, just like any other pair of air pilots or something to pair.

  • You activate the card here, and it adds it to your wallet app, and you're officially good to go.

  • This is essentially a credit card, four iPhone users, but that's just that's what it is, meaning.

  • It's basically an extension of the apple pay that you could already use, but now, in a physical credit card form.

  • So all those places that don't accept apple pay but you still want to use apple pay so it shows up in the wallet app.

  • You have a physical card to do it.

  • And then, on top of that, there are a lot of legitimately nice features in the wallet app that you may already know, since it's a credit card.

  • This time there is a slider to show how much interest you'd be paying versus different payment schedules.

  • With this really clean, intuitive you, I, the red color like actively discourages you from making the minimum payment and racking up more interest.

  • So that's pretty cool.

  • And then fun fact.

  • So, Neela, at the verge, actually tweeted that he noticed in the app the color Grady int of the card actually means something.

  • So it starts off completely white, like mine before you spend any money on anything with the card.

  • And then any time you spend money at a different merchant or category, it adds colors to the Grady in.

  • So I want to test that out for myself.

  • So I went to be N H.

  • And literally I preordered my galaxy note 10 with the apple card.

  • And sure enough, instantly, like literally 1/2 a second.

  • After I pressed the buy button on being H his sight, my APP populated with that purchase and added the color to my card.

  • So I'm starting my Grady int of colors now, Um, so, yeah, I can confirm that's what's happening here.

  • It was really impressively fast, and then it gives you a purchase history where you can dig into each, purchase every transaction and see it on a map.

  • So if you don't recognize that you can look up exactly where it came from, honestly, a lot of stuff that I wish my current banking app also did.

  • And then I guess one of the most underrated pieces of it is it's all secured with face I D.

  • So even if someone finds your card or someone steals your card, they can't use it because they don't have your iPhone.

  • Even if they do have your iPhone, they don't have your face.

  • You can also remotely deactivate the card from the wallet app, which is also where you can grab the card number.

  • If you want to pay for things online using a form like I just did with being H.

  • Then, of course, it's just all so very clean.

  • There's no card number on the card that's a little more secure, I guess.

  • And there's no signature, since that's not required anymore.

  • It's in the app, so you just get this nice, super clean look, it's pretty nice, actually, Not to be honest as a credit card, it's actually not that amazing of a credit card.

  • Interest rates are okay, you know, 12% end up depending on your credit score if you get approved.

  • But like you know you won't see this on any best to value cards lists anytime soon.

  • The one cool thing is, instead of giving you points that build up over time, it just gives you straight apple cash the next day so you can spend it 24 hours after you've earned it.

  • You get 1% cash back on everything.

  • So, like that No.

  • 10.

  • I just bought on being H with the card, I got 1% cash back.

  • I get 2% cash back on everything that I use apple pay for and you get 3% cash back on everything you buy from the Apple store from Apple.

  • I don't know who's spending that much money and apple that that would be a thing you care about.

  • But, hey, that's what you get.

  • I don't know.

  • I kind of just see this thing as, ah, status symbol, slash flecks of the decade.

  • Honestly, this is ah, very gratuitous that that's just what it is.

  • One thing I do have to say, though, just because the features are so good and so intertwined with the wallet app on the iPhone.

  • Beware of the ecosystem.

  • If you thought the walls of the garden weren't high enough, already just because people don't want to leave the iPhone because of I Message and the green and blue bubbles.

  • People don't want to leave the iPhone because they have all the storage and iCloud already imagine trying to switch to an android phone.

  • But you don't want to now because you also have to give up your credit card like that's nuts.

  • So beware.

  • This is obviously another tool that can be used to sort of trap you in the apple ecosystem.

  • But you already knew that, right?

  • Anyway, thanks for watching this quick one.

  • Just forget.

  • I give a quick update, since there is technically actually new hardware around.

  • But that's just about all there is to it.

  • Also shout out to the way form podcast is now officially launched.

  • We'll have a link right below that like button.

  • If you want to check it out.

  • Episode one is up, and, uh, we'll have more info on that coming soon.

  • Either way, thanks for watching catch you guys later.

Hey, what's up, guys?

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アップルカードのアンボックス&インプレッション! (Apple Card Unboxing & Impressions!)

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    林宜悉 に公開 2021 年 01 月 14 日
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