字幕表 動画を再生する 英語字幕をプリント - Hey guys, Austin Schneider here and today we're gonna give you the mortgage rates forecast for November of 2019. Guys, if you've been following the mortgage rates lately, you may have heard and noticed that interest rates have been starting to rise a little bit. While it can be a shocker or maybe startling to some, we are still at extremely low interest rates that many should be taking advantage of. I mean, if we look in late 2018 relative to where we are in 2018, we're 1.25% lower than we were in late 2018 from a interest rate perspective. What this means for your purchasing power, that is if you were to purchase a $350,000 house in late 2018, your payments would be $200 more than they would be right now if you locked in the interest rates where they were. So a huge difference, guys, and definitely something that should be taken advantage of still, despite the interest rates rising a little bit. And when it comes to November and what we're looking at in November, we should still see rates remain pretty low. President Trump really advocates for the low interest rates and really puts pressure for the low interest rates. And while President Trump doesn't control the interest rates, he does influence them. He can have an influence on where the interest rates are going as he puts pressure on the Feds to keep them low. And history shows that when the Feds lower the rate, when the Feds keep their rate low, mortgage rates really remain low as well. And speaking of Feds, in their meeting, they are meeting at the end of October when we're filming this, so by the time you're watching this, they've already met, and we will link a blog down below that gives you an update on what the Feds decided to do. But if they decided to lower the rates, lower the Fed rates, then that's good news for mortgage, because likely they will still remain low, not directly effected but there's some indirect correlation to low Fed rates and low mortgage rates. But as we head into late 2019, past November, there's still some pressure when it comes to mortgage rates and whether or not they're going to remain low or potentially rise. I mean, the US and China trade war, if something settles there that could cause some fluctuation when it comes to the mortgage rates. Another factor outside of the trade war is if anything happens with the economy, if we get more good signs of a healthy US economy, usually that also causes the mortgage rates to rise, which could directly effect the mortgage rates and taking advantage of where the mortgage rates are right now. So, if you are a mortgage shopper, if you are buying or refinancing, really what we're recommending is locking in a good rate sooner than later. You know, interest rates are very unpredictable, there are still some things up in the air that could cause interest rates to possibly rise up, and just one day, just missing out on one day, could cost you thousands of dollars. So if you're happy with the rate, definitely lock it in. And if the rates end up do lowering, then you could always refinance. But if rates do go up before you're able to lock it in, you might not be able to lock that rate in again, guys. So, for more on this topic, or more about the mortgage rates, please visit us online at themortgagereports.com. Thank you so much for watching and we will see you on the next one.
B1 中級 2019年11月の住宅ローン金利予想 (November 2019 Mortgage Rates Forecast) 2 0 林宜悉 に公開 2021 年 01 月 14 日 シェア シェア 保存 報告 動画の中の単語