Name: ニューノーマル：金銭的な負担を軽減する方法 (The new normal: How to ease financial strain)
Uploaded: 2021-01-14T10:23:40.000Z
Duration: 3 min 55 s
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as millions of Americans lose work or stress over the threat of losing your job, it can be scary to see those bills piling up and no money coming in.

So here to walk us through some of the ways to ease the financial strain is certified finance education instructor Bhola, second B and we want to welcome you Ebola, because we know everyone is worried about their bills right now.

And at the very least, there is some relief in place, this $2 trillion stimulus bill that was passed by the Senate yesterday.

So tell us what this means for the general public.

Yeah, so did write down the stimulus package high level individual to receive a check of $1200 married couples receive $2400 parents with Children under the age of 17 will get $500 for each tower.

However, for individuals earning more than $75,000 or couples earning more than $150,000 this thing was amount will go down.

And for those individuals earning 9 $9000 for couples earning $198,000 or more, they would not qualify for the package.

So some people are getting help, but it might not go that far.

So you have five tips you're gonna share with us now on how to keep up with bills during this pandemic And what people could do with the money from the stimulus bill And the first tip you have is to prioritize important bills.

So if you're getting a stimulus check or you have your income produced or you have, unfortunately lost your job, your main focus right now should be paired.

Should be to prioritize what's most important.

And this would be your food, your housing, your core utilities that any transportation needs that you have.

The next step, you say scale back on those non essentials.

So when it comes to nonessential spending, you want toe.

Put that on pause until things get better with your financial situation.

So think about ways that you can stretch your dollars.

What do you have a home that you can kneel?

Can you switch from brand names, the generic names?

And what other things can you do without right now?

In this season, online shopping is a big one.

But given the fact that we're all under quarantine and we have nowhere to wear, those clothes remind we could put that on hold.

Right now, Yeah, that makes a lot of sense.

So do not make the assumption that your creditors or their service providers are your lenders.

Assume that you're going through financial difficulty.

Pick up your phone and call them and let them know what you're going through and that you need assistance.

Many of these companies are willing to work with you in terms of payment plans or the late payments, and many are waving late fees and waving, transferring accounts of collections what you have to call and communicate your situation with them.

No, of course you've got to let them know.

I really like you say, get creative toe earn income during this time.

So what skills do you have that you can monetize what things you have in your home that you can sell, and it's also important to keep in mind that if you really need the money right now, it's okay to work at a job below your skill set.

So there are a lot of companies and industries they're hiring right now.

Amazon just announced the $100,000.100,000 jobs, groceries, courier and delivery service.

So it's OK in this timeto work below your skills that if we need the money and then go back to your regular dog when things get better, it is just temporary.

It's important to note that Bullets Akane B Thanks so much for that important advice.

Thanks for checking on the ABC News YouTube channel.

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ニューノーマル：金銭的な負担を軽減する方法 (The new normal: How to ease financial strain)

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